Florida Tax and Asset Protection Benefits佛罗里达州税收和资产保护福利

Cindy Yu, Florida CPA

Email: cpa@cindiellc.com  Phone: (732) 896-0272
Address:14767 Lattice Ct, Jacksonville FL3226

Florida Taxes and No Taxes 佛罗里达州有税和无税

Florida is known as one of the lowest-taxed states in the country in part because there is no state income tax. The state government largely funds its operations through fees, sales taxes and revenue from the federal government revenue from the federal government

While Florida does not tax personal income, it’s important to note that the state does place a levy on corporate profits. So if you own a company doing business in Florida, you may owe money to the state government.

Local governments in Florida also depend on property taxes for revenue. So even though there is no statewide property tax, you’ll want to consider these municipal costs when calculating the tax burden you’ll face in Florida.

佛罗里达州被称为全国税收最低的州之一,部分原因是没有州所得税。 州政府主要通过费用、销售税和来自联邦政府的收入为其运营提供资金

虽然佛罗里达州不对个人收入征税,但值得注意的是,该州确实对企业利润征税。 因此,如果您拥有一家在佛罗里达州开展业务的公司,您可能欠州政府钱。

佛罗里达州地方政府的收入也依赖财产税。 因此,即使没有全州范围的财产税,您在计算佛罗里达州将面临的税收负担时也需要考虑这些市政成本。

Florida Assets Protection Rules佛罗里达州资产保护规则

A Florida resident’s primary residence is protected from levy and execution by their judgment creditors by Article X Section 4 of the Florida Constitution. Florida also provides its residents with statutory creditor protection for life insurance proceeds and cash value, annuities, retirement accounts, and wages. This helps foster peace of mind that certain of your assets are not as easily reached by creditors. For married couples, Florida recognizes the Tenancy by the Entireties (TBE) form of joint survivorship ownership over real and personal property. TBE property may be protected from the creditors of one spouse if the other spouse is not also a party to the underlying claim.

根据佛罗里达州宪法第 X 条第 4 条,佛罗里达州居民的主要住所不受判定债权人的征税和执行。 佛罗里达州还为其居民提供人寿保险收益和现金价值、年金、退休账户和工资的法定债权人保护。 这有助于让您安心,因为债权人不会轻易获得您的某些资产。 对于已婚夫妇,佛罗里达州承认对不动产和动产的共同生存所有权的整体租赁 (TBE) 形式。 如果一方配偶不是相关索赔的一方,则 TBE 财产可能会受到一方配偶债权人的保护。

Obviously, if you spend more than half your time in Florida, you won’t reach the 183-day threshold in the state where you spend your summers. If you can’t spend that much time in Florida, then take a vacation, visit family or friends, or otherwise spend time in some other location — anything to avoid spending 183 days or more in your high-tax summer state.

显然,如果您有一半以上的时间在佛罗里达州度过,那么您在夏季所在的州将无法达到 183 天的门槛。 如果您不能在佛罗里达州度过那么多时间,那么可以去度假、拜访家人或朋友,或者以其他方式在其他地方度过一段时间 — 尽量避免在高税收夏季州度过 183 天或更长时间。